domestic helper insurance

  

                                  

 

DO YOU NEED DOMESTIC HELPER INSURANCE?

 

Domestic helper insurance provides health and other insurance benefits to your helper.

 

All employers are required under the Employees' Compensation Ordinance to compensate their employees for any accidents during the course of employment. Most employers will purchase a more comprehensive coverage that includes hospital and third party liability insurance.

 

 

 

HOW MUCH DOMESTIC HELPER INSURANCE COVERAGE SHOULD YOU BUY?


We would recommend that you purchase a more comprehensive coverage that includes hospitalisation insurance for your helper. There have been many cases where domestic helpers fall seriously ill and employers are the ones who have to cover their medical expenses.

 

 

 

WHAT DOES A DOMESTIC HELPER INSURANCE LOOK LIKE?

 

The Domestic Helper Insurance premium is paid at the start of the policy period and you can select a coverage period of one or two years.

 

The key benefit of Domestic Helper Insurance is the Employee's Compensation as required under the law, personal accident coverage & hospitalisation coverage.

 

Additional or optional benefits may include: 

  • Outpatient benefits
  • Dental benefits
  • Temporary helper expenses
  • Repatriation expenses